:root{--navy:#0e1f3d;--navy2:#16305e;--gold:#c9a227;--gold2:#e8b83b;--ink:#1a2333;--mut:#5a6577;--bg:#ffffff;--soft:#f4f6fa;--line:#e3e8f0;--radius:14px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy2);text-decoration:none}
.container{max-width:1160px;margin:0 auto;padding:0 24px}
/* top bar */
.topbar{background:var(--navy);color:#cdd7ea;font-size:14px;padding:7px 0}
.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:600}
.topbar .funding{color:var(--gold2);font-weight:600}
/* header */
header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 1px 12px rgba(14,31,61,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0}
.nav .logo img{height:52px;width:auto}
.nav ul{display:flex;list-style:none;gap:26px;align-items:center}
.nav ul a{font-weight:600;font-size:15px;color:var(--ink)}
.nav ul a:hover{color:var(--navy2)}
.btn{display:inline-block;padding:13px 26px;border-radius:999px;font-weight:700;font-size:15.5px;letter-spacing:.2px;transition:all .18s ease;cursor:pointer;border:2px solid transparent;text-align:center}
.btn-gold{background:var(--gold);color:#fff !important}
.btn-gold:hover{background:var(--gold2);transform:translateY(-1px);box-shadow:0 6px 18px rgba(201,162,39,.35)}
.btn-outline{border-color:#fff;color:#fff !important}
.btn-outline:hover{background:rgba(255,255,255,.12)}
.btn-navy{background:var(--navy2);color:#fff !important}
.btn-navy:hover{background:var(--navy);transform:translateY(-1px)}
.btn-lg{padding:16px 34px;font-size:17px}
.menu-toggle{display:none;background:none;border:0;font-size:26px;color:var(--navy)}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 70%,#1d3d78 100%);color:#fff;padding:84px 0 72px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-160px;top:-160px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(201,162,39,.22),transparent 65%)}
.hero .container{position:relative;z-index:1}
.hero .kicker{display:inline-block;background:rgba(201,162,39,.16);border:1px solid rgba(201,162,39,.5);color:var(--gold2);font-weight:700;font-size:13.5px;letter-spacing:1.4px;text-transform:uppercase;padding:7px 16px;border-radius:999px;margin-bottom:22px}
.hero h1{font-size:clamp(34px,5vw,54px);line-height:1.12;font-weight:800;max-width:820px;letter-spacing:-.5px}
.hero h1 em{color:var(--gold2);font-style:normal}
.hero p.lead{margin:22px 0 34px;font-size:20px;color:#d7e0f2;max-width:680px}
.hero .ctas{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:40px}
.badges{display:flex;gap:26px;flex-wrap:wrap;font-size:14px;color:#c3cfe6}
.badges span{display:flex;align-items:center;gap:8px}
.badges b{color:#fff}
.tick{color:var(--gold2);font-weight:800}
/* logo strip */
.logos{background:var(--soft);padding:30px 0;border-bottom:1px solid var(--line)}
.logos p{text-align:center;font-size:13px;letter-spacing:1.6px;text-transform:uppercase;color:var(--mut);margin-bottom:18px;font-weight:600}
.logos .row{display:flex;gap:42px;align-items:center;justify-content:center;flex-wrap:wrap;opacity:.85}
.logos img{height:34px;width:auto;filter:grayscale(1);opacity:.75;transition:.2s}
.logos img:hover{filter:none;opacity:1}
/* sections */
section{padding:76px 0}
.sec-soft{background:var(--soft)}
.sec-navy{background:var(--navy);color:#fff}
.sec-navy h2,.sec-navy h3{color:#fff}
.eyebrow{color:var(--gold);font-weight:700;letter-spacing:1.6px;text-transform:uppercase;font-size:13.5px;margin-bottom:10px}
h2{font-size:clamp(28px,3.6vw,40px);font-weight:800;line-height:1.18;letter-spacing:-.4px;color:var(--navy);margin-bottom:16px}
h3{font-size:22px;font-weight:700;color:var(--navy)}
.sub{color:var(--mut);font-size:18.5px;max-width:720px;margin-bottom:44px}
.grid{display:grid;gap:26px}
.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(270px,1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;transition:all .2s ease;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);box-shadow:0 14px 34px rgba(14,31,61,.10);border-color:#d3ddec}
.card .tag{display:inline-block;align-self:flex-start;background:#eef3fb;color:var(--navy2);font-size:12.5px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;padding:5px 12px;border-radius:999px;margin-bottom:16px}
.card .tag.acc{background:#faf3dd;color:#8a6d10}
.card h3{margin-bottom:10px;font-size:20.5px}
.card p{color:var(--mut);font-size:15.5px;flex:1}
.card .meta{font-size:14px;color:var(--mut);margin:14px 0 18px;display:flex;gap:14px;flex-wrap:wrap}
.card .meta b{color:var(--ink)}
.card a.cta{font-weight:700;color:var(--gold);font-size:15.5px}
.card a.cta:hover{color:var(--navy2)}
/* stats */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:22px;text-align:center}
.stat{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:34px 20px}
.stat .n{font-size:44px;font-weight:800;color:var(--gold2);line-height:1}
.stat .l{margin-top:10px;color:#c3cfe6;font-size:15px}
/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split img{border-radius:var(--radius);box-shadow:0 18px 44px rgba(14,31,61,.16)}
.checks{list-style:none;margin-top:20px}
.checks li{padding:9px 0 9px 34px;position:relative;color:var(--ink);font-size:16.5px}
.checks li::before{content:"✓";position:absolute;left:0;top:9px;width:22px;height:22px;border-radius:50%;background:var(--gold);color:#fff;font-size:13px;font-weight:800;display:flex;align-items:center;justify-content:center}
/* steps */
.steps{counter-reset:s}
.step{position:relative;padding-left:64px;margin-bottom:26px}
.step::before{counter-increment:s;content:counter(s);position:absolute;left:0;top:2px;width:44px;height:44px;border-radius:50%;background:var(--navy2);color:#fff;font-weight:800;font-size:19px;display:flex;align-items:center;justify-content:center}
.step h3{font-size:19px;margin-bottom:4px}
.step p{color:var(--mut);font-size:15.5px}
/* testimonials */
.quote{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--radius);padding:28px}
.quote p{font-size:16px;color:var(--ink);font-style:italic}
.quote .who{margin-top:16px;font-size:14.5px;color:var(--mut);font-style:normal}
.quote .who b{color:var(--navy)}
.yt{display:flex;gap:14px;align-items:center;margin-top:14px;font-weight:600;font-size:14.5px}
/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px 24px;margin-bottom:14px}
details summary{font-weight:700;font-size:17px;color:var(--navy);cursor:pointer;list-style:none;position:relative;padding-right:30px}
details summary::after{content:"+";position:absolute;right:0;top:-2px;font-size:24px;color:var(--gold)}
details[open] summary::after{content:"–"}
details p{margin-top:12px;color:var(--mut);font-size:15.5px}
/* CTA band */
.band{background:linear-gradient(120deg,var(--navy2),var(--navy));border-radius:20px;padding:56px 48px;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.band h2{color:#fff;margin-bottom:8px}
.band p{color:#c9d5ec;max-width:560px}
/* article/program pages */
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:60px 0 48px}
.page-hero h1{font-size:clamp(30px,4vw,44px);font-weight:800;line-height:1.15;max-width:860px}
.page-hero .crumbs{font-size:14px;color:#9db1d6;margin-bottom:16px}
.page-hero .crumbs a{color:#c9d5ec}
.page-hero p.lead{margin-top:16px;font-size:19px;color:#d7e0f2;max-width:740px}
.page-hero .ctas{margin-top:28px;display:flex;gap:14px;flex-wrap:wrap}
.prose{max-width:780px}
.prose h2{font-size:28px;margin:40px 0 14px}
.prose h3{margin:28px 0 10px}
.prose p{margin-bottom:16px;color:#333c4e}
.prose ul{margin:0 0 18px 22px}
.prose ul li{margin-bottom:8px;color:#333c4e}
.layout{display:grid;grid-template-columns:1fr 340px;gap:56px;align-items:start}
.side{position:sticky;top:96px;background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:30px}
.side h3{font-size:19px;margin-bottom:14px}
.side .fact{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--line);font-size:15px}
.side .fact b{color:var(--navy)}
.side .btn{width:100%;margin-top:16px}
.side .call{margin-top:14px;text-align:center;font-size:14.5px;color:var(--mut)}
/* forms */
form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
form label{font-weight:600;font-size:14.5px;display:block;margin:14px 0 6px;color:var(--navy)}
form input,form textarea,form select{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:10px;font-size:15.5px;font-family:inherit;background:#fff}
form input:focus,form textarea:focus{outline:none;border-color:var(--navy2)}
/* footer */
footer{background:var(--navy);color:#aebad2;padding:64px 0 28px;font-size:14.5px}
footer h4{color:#fff;font-size:15.5px;margin-bottom:16px;letter-spacing:.4px}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1.2fr;gap:44px;margin-bottom:44px}
footer a{color:#aebad2;display:block;padding:3.5px 0}
footer a:hover{color:#fff}
footer .ack{font-size:13.5px;color:#8595b4;border-top:1px solid rgba(255,255,255,.12);padding-top:22px;line-height:1.7}
footer .logo img{height:46px;margin-bottom:18px;background:#fff;padding:6px 10px;border-radius:8px}
/* sticky mobile cta */
.mob-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px 14px;gap:10px;box-shadow:0 -6px 20px rgba(14,31,61,.12)}
.mob-cta .btn{flex:1;padding:12px 10px;font-size:14.5px}
@media(max-width:920px){
 .nav ul{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;gap:0;padding:10px 24px 20px;border-bottom:1px solid var(--line)}
 .nav ul.open{display:flex}
 .nav ul li{width:100%;padding:9px 0}
 .menu-toggle{display:block}
 .nav .btn{display:none}
 .split{grid-template-columns:1fr}
 .layout{grid-template-columns:1fr}
 .side{position:static}
 .band{padding:40px 28px}
 .mob-cta{display:flex}
 body{padding-bottom:64px}
 form .row{grid-template-columns:1fr}
}